FIG Credit Analysts (Acuity Analytics) | Gurugram / Bengaluru | Salary Not Disclosed

Acuity Analytics is hiring experienced Financial Institutions Group Credit Analysts for its FIG_LS team in Gurugram and Bengaluru. Openings are available across Senior Associate, Delivery Lead and Delivery Manager levels.

Candidates should possess three to ten years of credit-analysis or credit-rating experience covering banks, NBFCs, insurers or other financial institutions.

Job Highlights

• Company: Acuity Analytics
• Team: FIG_LS
• Function: Financial Institutions Group Credit Analysis
• Positions: Senior Associate, Delivery Lead and Delivery Manager
• Locations: Gurugram and Bengaluru
• Work Mode: Hybrid
• Experience: 3–10 years
• Qualification: CA, CFA, MBA Finance or equivalent
• Salary: Not Disclosed
• Employment Type: Not Disclosed
• Working Days: Not Disclosed
• Shift: Not Disclosed
• Application Deadline: Not Disclosed

About the Role

The selected professionals will support credit-analysis and risk-assessment assignments for leading global financial institutions.

The work involves analysing the financial strength, operating performance, asset quality, capital adequacy, liquidity and credit risk of banks, NBFCs, insurance companies and other financial-sector entities.

Roles and Responsibilities

Depending on the assigned level, responsibilities may include:

• Conduct detailed credit analysis of financial institutions.
• Review banks, NBFCs, insurance companies and related entities.
• Analyse audited financial statements and regulatory disclosures.
• Examine balance sheets, income statements and cash-flow information.
• Evaluate profitability, liquidity and capital adequacy.
• Review asset quality and credit-cost indicators.
• Analyse funding structures and liability profiles.
• Assess credit risk and repayment capacity.
• Prepare internal credit-assessment reports.
• Support credit-rating and risk-monitoring assignments.
• Develop financial models and analytical templates.
• Compare institutions against relevant sector peers.
• Identify financial, operational and regulatory risks.
• Monitor material developments affecting assigned institutions.
• Prepare concise credit opinions and analytical presentations.
• Maintain accurate supporting documentation.
• Respond to client and stakeholder questions.
• Deliver assignments according to quality and timeline requirements.
• Collaborate with global financial-services clients.
• Contribute to process and analytical-framework improvements.

Institutional Coverage

Relevant experience may include credit analysis of:

• Commercial banks
• Investment banks
• Non-Banking Financial Companies
• Housing-finance companies
• Insurance companies
• Development financial institutions
• Asset-management companies
• Other regulated financial institutions

Open Positions

Senior Associate

This level may suit candidates with hands-on credit-analysis experience who can independently complete financial reviews, develop credit assessments and prepare analytical reports.

Delivery Lead

This level may involve managing complex assignments, reviewing team output, coordinating delivery and maintaining communication with client stakeholders.

Delivery Manager

This level may include responsibility for delivery governance, client relationships, team performance, quality oversight and management of multiple credit-analysis engagements.

The precise experience range and responsibilities for each designation have not been disclosed and should be confirmed during recruitment.

Eligibility and Experience

Applicants should have:

• Three to ten years of relevant experience.
• Practical experience in FIG credit analysis or credit rating.
• Exposure to banks, NBFCs, insurance companies or other financial institutions.
• Strong financial-statement analysis skills.
• Credit-risk assessment experience.
• Ability to interpret financial and regulatory disclosures.
• Strong analytical and problem-solving ability.
• Good written and verbal communication.
• Stakeholder-management skills appropriate to the position level.
• Ability to work in a hybrid arrangement from Gurugram or Bengaluru.

Educational Qualifications

Candidates should possess one of the following or an equivalent qualification:

• Chartered Accountant
• Chartered Financial Analyst
• MBA in Finance
• Comparable finance, accounting or risk qualification

The source does not clarify whether CFA candidates currently pursuing the qualification are eligible.

Required Skills

• Financial Institutions Group analysis
• Credit analysis
• Credit rating
• Financial-statement analysis
• Credit-risk assessment
• Banking analysis
• NBFC analysis
• Insurance-company analysis
• Financial modelling
• Ratio analysis
• Peer benchmarking
• Risk monitoring
• Credit-report writing
• Regulatory analysis
• Client communication
• Stakeholder management
• Delivery management

Senior-Level Skills

Delivery Lead and Delivery Manager candidates may be expected to demonstrate:

• Team leadership
• Work allocation
• Quality review
• Client management
• Delivery governance
• Escalation management
• Performance monitoring
• Training and mentoring
• Process improvement
• Senior-stakeholder communication

Candidates should verify the exact people-management expectations for each role.

Work Arrangement

• Locations: Gurugram or Bengaluru
• Work Mode: Hybrid

The required number of office days, applicable office location, working hours and shift requirements have not been disclosed.

Salary and Benefits

The salary and employee benefits have not been disclosed.

Candidates should confirm:

• Compensation range for each designation
• Fixed and variable salary components
• Approximate in-hand salary
• Performance incentives
• Hybrid-office attendance policy
• Insurance and retirement benefits
• Working days and timings
• Probation and notice-period conditions